Become Familiar with the Mortgage Industry

Finding the right loan and lender is critical to your home buying success. It is your responsibility to determine which lender is best for your needs. This may take several calls and conversations with lenders from different companies.

Determining which lender to use can be done from your own research, conversations with real estate professionals, friends, family and co-workers who have used them in the past. Many Washington real estate agents have preferred partners in the mortgage industry which they have worked well with in the past. These preferred partners have given outstanding service and provided options to the agents clients in the past.

Given your unique financial history you may have to interview several lenders before finding one that will approve you, provide the right type of financing and be able to follow through with you to "close" the transaction.